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Latham, NY

Personal and Business Loans in Latham, NY

When you're looking for a loan, you want to find terms and rates you can afford, but you also want to find a lender who understands the region and brings a more personal touch to banking. This is where Capital Bank comes in: as a community bank in the Capital Region, we offer competitive loans and mortgages Latham, NY home and business owners trust.


At Capital Bank, our lending team has experts in finding the right mortgage for your finances and your dream home. When you choose us for a mortgage in Latham, NY, you're working with a lender with experience in the local housing market and a commitment to helping first-time and repeat homebuyers stay in the region.

Choosing a home and applying for a home loan can be the most committed decisions you're likely to make in your lifetime. We take pride in offering a wide variety of mortgages in Latham, NY to fit nearly any borrower's requirements:

  • Fixed-rate mortgages
  • Adjustable-rate mortgages
  • First-time homebuyer programs
  • Construction loans
  • No closing cost refinancing

Are you ready to take the next step toward homeownership? Call Capital Bank or visit our Latham branch to talk to one of our lenders today!

Personal Loans

Whether you need money for a construction project, a car or boat, or an unexpected expense, Capital Bank is here for you. Our personal lenders will do everything possible to get cash in your hands, and our Platinum Promise means that you'll know the outcome of your loan application as quickly as we can process it.

To get started with a loan request, visit our branch or call us to discuss your options with one of our lending professionals!

Business Loans in Latham, NY

As a local bank invested in the Capital Region community, Capital Bank is proud to offer competitive commercial and small business loans in Latham, NY. Our business loan options include:

  • Commercial mortgages for new, renovated, or existing retail, office, and manufacturing spaces
  • Term loans for equipment, technology, and other long term improvements
  • Revolving lines of credit for accounts payable and inventory
  • SBA small business loans up to $250,000

Are you ready to invest in new equipment or improve your cash flow? Visit Capital Bank or call us today to apply for the business loans Latham, NY employers have relied on for over 15 years!