Capital Bank: A Division of Chemung Canal Trust Company

A Welcome From Our Division President

Click here to read a welcome letter from the President of Capital Bank, Anders M. Tomson.

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UChoose Rewards

UChoose Rewards® Program

Our new debit card rewards program is here! Watch your points add up each time you shop with your Capital Bank VISA® Debit Card! For more information, or to enroll for free, click here. Click here for more information.

Capital Heroes Campaign

Capital Heroes Campaign

Capital Bank and WTEN News 10, ABC's Albany affiliate, have partnered to create Capital Heroes. The purpose of this campaign is to recognize local charitable organizations that, through its ordinary people, do extraordinary things that positively impact our community. MORE

Personal Lending


Whether you want to buy a new car, remodel your kitchen or take a family vacation, a Consumer Loan or Home Equity Line of Credit from Capital Bank can make anything possible!

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Personal Checking

We offer personal checking accounts ranging from interest earning accounts to basic checking accounts designed for limited check writing.

We can link accounts to provide even better value and more control over your money. We can link money markets accounts to reduce fees and cash reserve lines of credit to cover overdrafts.

ATM & Visaź Debit Cards
Privilege Money Market Account
Global Checking - no ATM fees and much more!

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Global Checking


Personal Savings

Putting money aside in a savings account is easy at Capital Bank, because we can help you find just the right style of saving for you. Our savings accounts are perfect for those who want to earn interest and have daily access to their money, while our certificates of deposit offer competitive interest rates on longer-term investment periods. Plus, if you're looking for a great way to teach children the value of saving money, take a look at our Young Savers account.

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Member Equal Housing Lender

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