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HELOC Special

A HELOC isn’t just a loan; it’s a smart choice.

BUMP-UP CD SPECIAL
Savings Should Not Stand Still

Our 36-Month Bump-Up CD can help your savings grow.

Why CaPITAL BANK
Banking for Now, Banking for Your Future

Capital Bank is part of Chemung Canal Trust Company, the oldest locally owned and managed community bank in New York. We’ve been around a long time, combining tradition with fresh ideas to keep moving forward. Built on trust and a deep connection to our communities, we’re here to help create brighter futures—one neighborhood at a time.

With more than 190 years of experience, we’re here to bring a fresh, local feel to your banking. Looking for a place that really gets you—where banking feels personal? You’ve found it.

We’re here to help local businesses grow and thrive. Want a banking partner who puts your business first? We’re ready when you are.

We’ve been around for over 190 years, but we’re focused on what’s ahead—your next home, your next big dream, your next adventure.

With over 190 years of showing up for our communities, we’re proud to be here—and excited for what’s ahead. We hope you are too.

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