Property Management & Landlords

Simplify

Property Finances In One Place

Property finance can be complex and fast-paced. We help you keep operating funds, deposits, and growth plans organized with tools designed to save time and support compliance.

Elevate Your Financial Management with Capital Bank

Open and manage security deposit accounts more efficiently
Track funds cleanly across properties
Keep cash flowing with lending and cash management solutions

For Your Business

Operating Accounts
Cash Management Solutions
- Sweep accounts, lockbox services assisting in cash flow optimization
- Remote Deposit Capture: Deposit checks from your office
- Positive Pay: Fraud protection for your business checking accounts
Merchant Services: Accept tenant payments by card
Property Acquisition Financing: Commercial real estate loans for portfolio growth
Wealth Management Services: Wealth accumulation planning services and trust management services
Automated Rent Collection with ZRent
- Set it and forget it: Tenants pay automatically. No more chasing checks or late payments
- Instant Visibility: See who has paid, who is late, and the total collection in real time
- Convenient ACH payments: Receive payments electronically for faster, more efficient rent collection.
Multiple Properties on One Dashboard: Manage one or 1,000+ properties from one dashboard

	Traditional Method	Capital Bank Method
Convenient Management	(Open separate accounts for each client.) No.	(One master account, unlimited sub accounts.) Yes.
Easy Set Up	(30+ minutes per account setup.) No.	(Minutes to create digital sub accounts.) Yes.

INTRODUCING

EscrowEdge

A Secure Digital Platform for Managing Client Accounts

EscrowEdge = sub-accounts without the branch visits.

Online access and flexible sub-account organization
Integrated compliance workflows and easier document collection
Seamless money movement and real time tracking
Security deposit management
Built-in features like customizable foldering for organization of sub-accounts, Document repository, ability to collect signatures via Docusign and more
Digital folders for every property: Unlimited number of sub-accounts may be organized by property for easier management.
24/7 access from your home or office.
Automated interest calculation: Compliant with your state deposit laws
Move in/Move out made easy: Ability to track deposits, deductions, and returns with a complete audit trail
Tenant Transparency: Share statements and proof of security deposit
Electronic Tenant Paperwork Completion that integrates seamlessly with DocuSign, allowing property managers to collect essential documents like W-9s electronically.

Manage Client Accounts
with EscrowEdge

EscrowEdge Offers Your Business:

Responsive Web application with anytime access for your institution and your clients
Customizable interest splitting allows you to divide interest between property managers and tenants
Interest tracking and allocation by sub-account
Automated money movement allows security deposits and interest to be distributed quickly and efficiently
Integrated compliance workflows accommodate regulations by state, county or city, helping property manager avoid costly fines
Named sub-accounts for each property manager and tenant helps you comply with Know Your Customer regulations
DocuSign integration makes it easy to collect W-9s from tenants
Flexible and customizable folder and naming system allows easy access
Bulk upload for data for new properties

The Right Banking Partner
Capital Bank + EscrowEdge

User-friendly banking apps and money tools
Earn interest on deposits
Fast, easy money movement (for tenants and property owners)
Regulatory, compliance monitoring and full audit history available
FDIC insurance for deposits

Get Paid Automatically with ZRent®

A smarter, faster way to collect rent—fully integrated with your Capital Bank account.

No more chasing rent checks — automated monthly payments
Faster cash flow — receive funds as soon as the next business day
See 6 months ahead with payment forecasting
Manage unlimited properties in one dashboard
Automatic reports simplify accounting
Tenants love autopay and split payments

How It Works

1

Add Your Properties

2

Invite Tenants

3

Collect Payments Automatically

ZRent is always FREE for occupants and FREE for landlords depositing funds into a

Capital Bank account.

Talk with a Business Banking Specialist.

Business banking at Captial Bank. Our services work as hard as you do.

Jessica Barnhart

Cash Management Sales Specialist

132 State Street

Albany, NY 12207

Office: 518.435.8909

[email protected]

Menu

Property Management & Landlords

Simplify

Property Finances In One Place

Elevate Your Financial Management with Capital Bank

For Your Business

Convenient Management

(Open separate accounts for each client.)

No.

(One master account, unlimited sub accounts.)

Yes.

Easy Set Up

(30+ minutes per account setup.)

No.

(Minutes to create digital sub accounts.)