Capital to Keep You Moving

*Business Line of Credit: 6.25% APR reflects a fixed introductory rate for the first 12 months, after which the rate converts to a variable rate equal to Prime Rate plus 2.00%, as published in The Wall Street Journal. Variable rates may increase or decrease over the life of the loan. Floor and ceiling rates may apply. Business Term Loan: 6.99% APR assumes a 5‑year term and includes a 0.50% relationship rate discount. A Capital Bank business operating account is required prior to loan approval and must be maintained for the duration of the relationship. Additional fees, including but not limited to origination, servicing, collateral, and closing costs may apply.  All loans subject to credit approval. Rates, terms, and offers are subject to change without notice and may vary based on creditworthiness, relationship pricing, and other underwriting factors. Advertised APR is accurate as of May 1, 2026.

**Clover® Merchant Services Offer: 90‑day free trial and/or $450 rebate available for a limited time. Offer subject to Clover program terms, eligibility requirements, and third‑party provider approval. Hardware, processing fees, and services charges may apply after promotional period.

***Positive Pay Offer: Six (6) months free applies to standard Positive Pay services only. Fraud protection features and availability may vary by account type. Fees apply following the promotional period.