Skip to Content


The Mortgages Schenectady, NY Residents Choose

mortgages saratoga springs ny

Purchasing a home is one of the biggest decisions you’ll make for you and your family. When it comes to making such an important decision, you need to know that your lender has the experience to help you through the process. At Capital Bank, that’s exactly what you get. Our mortgage lending team are experts in helping you find the right mortgage that will work to get your family into your dream home. Whether you’re new to the home-buying process or you’ve gone through it before, our team is ready to meet your unique lending needs with the mortgages Schenectady, NY residents rely on. You can start your home lending process by completing our online application.

Apply Online

Our Options for Home Loan and Mortgages in Saratoga Springs, NY

Different borrowers have different needs. Some of our borrowers are first-time homebuyers who need some assistance overcoming the financial obstacles to become homeowners. Others want to make sure their dream home meets their exact specifications, so they’re seeking a construction loan that allows them to build their home the way they want. When you work with the mortgage lending team at Capital Bank, you know you have options. We offer many types of mortgages in Schenectady, NY and throughout the Capital Region, including


    Prepare For Your Mortgage

    It’s important to make sure you’re making an informed decision about your mortgages in Saratoga Springs, NY. With our mortgage calculators, you can get an idea of what you can afford to borrow and how much you can expect to pay each month. We also have resources from the Consumer Financial Protection Bureau so you know what to expect throughout the home loan process.

    When making a decision as important as buying a new home, you need to make sure you’re as prepared as possible. With our mortgage calculators and the Consumer Financial Protection Bureau’s home loan tool kit, we can develop an in-depth plan for mortgages in Schenectady, NY or the surrounding areas.

    Mortgage Calculator

    Mortgage Qualification Calculator

    Early Mortgage Payoff Calculator

    Home Loan Toolkit


    Meet Our Mortgage Lenders

    If you want to learn more about the mortgage lending process or start the process of applying for mortgages in Saratoga Springs, NY or anywhere in the Capital Region, our lenders are ready to help. You can stop by our offices or call our lenders.

    • Mary Beth Uebrick: (518) 742-6240
    • Kelly Bailey: (518) 708-9944