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Checking Made Easy.


checking rates

Whether you want a basic, no frills, free checking account or an interest-bearing account, we have a variety of products to fit your style of banking.

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Mother and child

Free Checking

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Middle Aged couple

49 Forever Checking

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Zero, Zip Zilch. Go Global!

Global Checking

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Mother and Daughters


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Teen Student


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NOW Account

Now Account

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Doctor with Stethoscope

Health Savings

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Which is Right for You?A free account, no strings attached!Free checking with benefits for customers ages 49 and olderFee-free access to more than 1 million ATMs worldwide!Student checking designed for teens 13-17Global checking for young adults ages 18-25Interest- bearing checkingFor HDHP participants -- Save for unexpected healthcare costs
Minimum Opening Deposit$25$25$25NoneNone$1,000None
Minimum Balance RequirementNoneNoneNoneNoneNone$1,000None
Monthly Service ChargeNoneNone$10 if requirements not met$1 if requirements not met$10 if requirements not met$10 if daily ledger balance is less than $1,000None
Free ATM FeesNoUp to 4 foreign ATMs (CCTC fees only)Fee-free access to over 1 million ATMs worldwide!YesYesNoNo
Earns InterestNoNoNoNoNoYes, if daily ledger balance is $1,000 or moreYes, if daily ledger balance is $100 or more
Free/Discounted Safe Deposit Box*No$6 off any size safe deposit box rentalNoNoNoNoNo
Free Web Banking & Bill PayYesYesYesYesYesYesYes
Free eStatementsYesYesYesYesYesYesYes
Free Debit CardYesYesYesYesYesYesYes
Free UChoose Rewards®YesYesYesYesYesYesNo
Free Mobile Banking**YesYesYesYesYesYesYes
Free Telephone BankingYesYesYesYesYesYesYes

*Subject to Availability
**Wireless carrier charges or data fees may apply.