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Wire Transfers

Wire Services Department Contact Information

Monday-Friday, 8:30 a.m. to 4:30 p.m. Phone: (607) 737-3839

ABA: 021301115
  • Chemung Canal Trust Company
    One Chemung Canal Plaza
    Elmira, NY 14901
Swift Code: CCTRUS31

Fees
  • Domestic: $25
  • Foreign: $40
  • Incoming: $15

IBAN Number
  • The U.S. does not currently participate in IBAN.

Cut-Off Times

Incoming Wires: 4:20 p.m. on normal business days. (Anything received after that time will be credited the following business day) Outgoing Wires: 2:30 p.m. on normal business days. (Anything received after that time will be processed on the following business day)


Sending a Wire:

What information is required when sending a wire?

  • Beneficiary's full name, address and account number
  • Routing number (if domestic)
  • Swift Code (if foreign) of receiving financial institution
  • Purpose of transfer
  • Additional information may be required for reign wire transfers

Paying a loan: If you'd like to wire funds to pay your loan, please use your loan number as the account number and it will be processed once it's received.


Receiving a Wire:

What information is required when receiving an incoming wire?

  • CCTC client's full name, address and account number
  • Routing number (021301115)
  • Reference (if applicable)

If receiving foreign funds into a Chemung Canal/Capital Bank account, please contact the Wire Services group at 607-737-3839 or Toll Free at (800) 836-3711 for instructions


If you believe you've been scammed:
  • Wires cannot be retrieved once sent. Please be cautious and know the person you are sending the funds to.
  • A wire transfer is as good as cash--immediately available and can be withdrawn asap.
  • If you are pressed into making a decision or asked to send money fast, it's a sign of a scam.