Retirement Services

A Plan for the future

Peace of Mind for Life

Planning for retirement comes with a lot of questions—Will I have enough? How should I save? Where do I start? At Capital Bank, we’re here to help you build a strong retirement plan so you can feel confident about the future.

Whether you’re just beginning your career, approaching retirement, or already retired, our experienced Retirement Specialists will assess your financial situation and create a savings strategy that fits your goals. As retirement rules and regulations continue to evolve, we stay on top of the latest changes—helping you with the complexities of funding, preserving, and distributing your retirement savings.

Let us help you plan for the future so you can enjoy the peace of mind you deserve.

Capital Bank offers a variety of IRA options, including:

Fund Allocated IRA
Managed IRA
Self-Directed IRA

Other Retirement Services

Beneficiary Designation Service
Inherited IRA Strategies and Advice
Utilization of a Trust as a Beneficiary
Asset Allocation Advice for Overall Holdings

Let us help you develop a strategy to meet your idea of retirement. We will take the time to understand your individual needs and objectives and implement a strategy to help you enjoy the retirement you deserve. Contact a Retirement Specialist today at 800-836-3711 to get started.

Employer-Sponsored Retirement Plans

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Providing a retirement plan is an important way to attract and retain top talent, but managing one can sometimes feel overwhelming. At Capital Bank, our Retirement Plan Specialists simplify the process, helping you design and implement a plan that fits your business.

We walk you through every step, from plan structure and investment management to record-keeping and compliance testing. With full in-house administration and personalized support, we’ll help you create a retirement plan that works for both you and your employees.

Employer-sponsored retirement plans offered:

Profit Sharing Plans
401(k) Plans
403(b) Plans
457 Plans
SIMPLE IRA Plans

Benefits

Custom

All retirement plans are planned, designed, and implemented specifically to meet the needs of your business and employees.

Local

Our Retirement Plan Specialists are very active in the local business community and aware of the unique needs of local businesses and their employees.

No outsourcing

We do not outsource the administrative support you require, including tax reporting and annual filings.

Support

Our Retirement Plan Specialists provide enrollment and educational kits, ongoing required participant notices, and on-site individual employee meetings to help them make important savings and investment decisions.

Contact a Retirement Plan Specialist today to get started!

Retirement Access App

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Investment Services

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At Capital Bank, we believe in offering the best investment options for our retirement plan clients—not just our own funds. Our Investment Officers use a “best of breed” approach, carefully selecting funds based on in-depth research, screening tools, and analysis. We do not accept sales loads, marketing fees, or consulting fees from mutual fund companies, ensuring that every recommendation is made with your best interests in mind.

Our investment selections are reviewed and monitored regularly to keep your retirement plan aligned with your financial goals.

We also offer 3(21) or 3(38) Fiduciary Services to retirement plan clients.

Contact an Investment Officer today to learn more.

Resources

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Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not Guaranteed by any Government Agency, Not a Bank Deposit

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Employer-sponsored retirement plans offered:

Custom

Local

No outsourcing

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