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Our History
A History
Like No Other
Built on a Foundation of
strength, growth & Commitment.

Where it all Began

In 1833, Chemung Canal Trust Company was founded in Elmira, New York, with a vision to provide strong, independent financial services to the community. From the very beginning, we have been committed to honesty, integrity, and customer-first banking—values that continue to guide us today.

1833

Elmira, NY

Our Continued Growth

As our communities grew, so did we. Recognizing the need to expand, Chemung Canal Trust Company acquired Capital Bank in 2011, extending our reach to serve the greater Albany area with the same dedication to personalized service and trusted financial solutions. In 2024, Chemung Canal Trust Company launched the Canal Bank brand, bringing our longstanding legacy of hard work and dedication to the people and communities of Buffalo.

2011 - 2024

Albany & Buffalo, NY

Looking Ahead

Today, Capital Bank continues to uphold the legacy of Chemung Canal Trust Company, offering a customer-focused, community-driven approach to banking. We are committed to providing a highly responsive, supportive, and innovative banking experience—ensuring that every client receives the attention and financial solutions they deserve.

2025 & BEYOND

We believe that banking should be personal, not transactional. That’s why at Capital Bank, we don’t just offer accounts and loans—we build relationships that last a lifetime.

Contact

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