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LIMITED TIME OFFER!

Boost your savings with our bump up cd special

Start saving today with our 3.00% APY** for 36 months special!

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LIMITED TIME OFFER

HELOC SPECIAL

4.99% APR*
12 Months Intro Rate

Why Capital Bank

Banking for Now, Banking for Your Future

Capital Bank is part of Chemung Canal Trust Company, the oldest locally owned and managed community bank in New York. We’ve been around a long time, combining tradition with fresh ideas to keep moving forward. Built on trust and a deep connection to our communities, we’re here to help create brighter futures—one neighborhood at a time.

Your Bank

With more than 190 years of experience, we’re here to bring a fresh, local feel to your banking. Looking for a place that really gets you—where banking feels personal? You’ve found it.

Your Business

We’re here to help local businesses grow and thrive. Want a banking partner who puts your business first? We’re ready when you are.

Your Home

We’ve been around for over 190 years, but we’re focused on what’s ahead—your next home, your next big dream, your next adventure.

Your Community

With over 190 years of showing up for our communities, we’re proud to be here—and excited for what’s ahead. We hope you are too.

Contact

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