Capital Bank was founded in 1995 by a group of Albany-based business people and community leaders. For 15 years, Capital Bank continued to grow and expand to meet the needs of the Capital Region. As a community bank, Capital Bank is proud to offer personal banking and small business loans in Albany, NY and the Capital District. We also have decades of experience in helping first-time home buyers find mortgages in Albany, NY.

In 2011, Capital Bank joined forces with a strong community bank in the Southern Tier of New York State. Capital Bank now operates as a division of Chemung Canal Trust Company with convenient offices across the Capital Region.

Why Work With Capital Bank?

Whether you need a loan, business banking, wealth management, or mortgages in Albany, NY, Capital Bank has got you covered. Our service commitment to our clients is to exceed expectations when it comes to reliability, customer service, and knowledge in the field. Our mission here at Capital Bank is built on three pillars: mutual respect, open and honest communication, and accepting responsibility.

For over 187 years, our company has been an active corporate citizen in the communities where we live and work. We invest our time and money, both professionally and personally, to make a positive difference. If you need business loans, personal banking, or mortgages in Albany, NY, choose Capital Bank. Give us a call today to get started.