Debit Cards

PAY YOUR WAY

Simple, Secure, and Convenient!

Your Capital Bank Debit Card is linked to your personal checking account, so you can use it almost anywhere! It’s like having cash, but without the hassle of carrying bills.

Plus, every time you use your card, you’ll earn points that you can turn into awesome rewards. With our uChoose Rewards program, you get to pick what you want—like cash, travel, cool merchandise, spa days, concert tickets, and more. Just use your card for everyday purchases and start earning points today!

Features

No annual fees
No ATM fees when used at a Capital Bank ATM
EMV-Chip technology for enhanced security
Use your card 24/7
Earn points on all credit and signature-based transactions with uChoose Rewards®
Learn more about the uChoose Rewards® program below

Ready to apply for your Capital Bank Debit Card? Contact a Banking Specialist today at (800) 836-3711!

To report a lost or stolen card, please contact us at (607) 737-3711 or (800) 836-3711 during normal business hours. After hours, please contact (800) 472-3272.

Capital Bank Card Control App

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Manage your spending and enhance card security with Capital Bank’s Card Control. Easily turn your card on or off, monitor transactions, prevent fraud, and more—all in one convenient app.

Features:

Set card controls by location, merchant type, and spending limits
View spending insights for a clear picture of when and where your purchases were made
Add travel plans so you can use your card worry-free
Quickly add your cards to your device’s digital wallet
Receive transaction alerts, fight fraud, quickly reach support, and more
Instantly change your settings, giving you complete control over your debit card right through our Mobile App

UChoose Rewards®

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Earn points when you use your Capital Bank debit card with uChoose Rewards®.

How it works:

Receive 1,000 bonus points just for enrolling
Earn 1 point for every $2 each time you use your card and sign for your purchases
Earn additional points by shopping at participating retailers in-store or online through uChooseRewards.com
Redeem points for millions of items

It’s that easy! The more you shop, the more you earn!