Card Services – Business

Card Services for Business

The Right Card

For the Way You Do Business

Running a business means having tools that work as hard as you do. That’s why we offer business cards to simplify everyday transactions and help you manage expenses efficiently. Whether you need a business credit card, a debit card, or both, our solutions are here to keep your finances organized—so you can focus on what’s ahead.

If your card is lost or stolen, please contact us at (800) 836-3711 during business hours. For after-hours assistance, call (800) 472-3272.

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Business Credit Card

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Our business credit cards offer the flexibility and purchasing power your business needs, along with tools to help you stay in control. Easily track purchases, set spending limits, and manage expenses—all with convenience and security at your fingertips.

Capital Bank Business Card Benefits

Monthly statements that help you track purchases
Ability to set the spending limit on each card
24/7 VIP customer service
Fraud protection

Contact us to apply for our business credit card or click here for an editable PDF of our business card application.

Business Debit Card

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Easily access your Capital Bank checking account whenever you need it, wherever business takes you. Our business debit card provides a simple, secure way to manage your finances. With it, you can withdraw funds, deposit money, check your balance, or transfer funds between linked Capital Bank accounts—all at your convenience. And with access to thousands of ATMs worldwide, your money is always within reach when you need it.

Capital Bank Business Debit Card Benefits

No annual fee
24/7 banking convenience
Protected against losses resulting from unauthorized use
Can be individualized with a unique card number and PIN for designated employees
Earn reward points each time you use your card and sign for your purchases or shop at participating retailers with our uChoose Rewards^® Program*

*uChoose Rewards® Program — Spend more. Earn more.

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Here’s how it works:

Earn 1 point for every $2 each time you use your card and sign for your purchases
Earn additional points by shopping at participating retailers in-store or online through uChooseRewards.com.
Redeem points for millions of items
Click here to view an instructional demo video of the uChoose Rewards program
Points earned on any non-PIN-based transaction

The more you spend, the more you earn! Register for free today or access your points at www.uchooserewards.com.

Mobile Pay

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Use your Capital Bank Mastercard or Debit Card* to pay at thousands of store locations that accept mobile payments. And, with the protection of Mastercard Zero Liability**, you don’t have to worry if your card is lost, stolen, or compromised. We’ve got you covered!

Your device. Your choice. Download your app today!

Google Pay – Fast mobile payments in-store and in apps with most Android™ devices. Learn more.
Apple Pay – The easy, secure, and private way to pay in stores, in apps and on the web. Learn more.
Samsung Pay – Pay almost anywhere you can swipe or tap your card. Learn more.

Each time you use one of these trusted solutions, a unique one-time-user number, or token, is used so that your payment information is never shared with merchants or stored on your device.

Look for the contactless symbol when you want to make in-store purchases. Tap your device to use your Mastercard^® to pay.

*Available for Chemung Canal Debit and World Debit MasterCard® and Business Credit and Debit Cards. Not available for HSA Debit MasterCard®

**Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.us/zeroliability.
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/km207105.
Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.
Samsung, Samsung Pay, Galaxy s7 and Samsung Knox are trademarks or registered trademarks of Samsung Electronics co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.
Google Pay is compatible with NFC and HCE-enabled devices running KitKat 4.4 and above. Learn more at pay.google.com.
Google Pay logo is a trademark of Google Inc.
MasterCard is a registered trademark, and the circles design are trademarks of MasterCard International Incorporated. All other trademarks are the property of their respective owners.
©2018 MasterCard, All rights reserved.

Payment Processing

Merchant
Services

Streamline sales and payments with an all-in-one POS system.

Effortless Money Management

Business Checking

Business checking accounts designed to keep you moving forward.

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