Ready to take your business to the next level? Our Commercial Mortgages are perfect for things like:

• Purchasing a new facility
• Expanding existing facilities
• Making other improvements to existing facilities
• Commercial mortgages are available for owner-occupied properties and/or leased investment properties

Contact us at 800-836-3711 and one of our Commercial Lending Specialists will meet with you to discuss your business’s borrowing needs.

Capital Bank’s lines of credit provide the financial flexibility your business needs to stay on track and continue growing. Designed to align with the unique cycles of your business, our lines of credit are customized to fit your specific requirements. The amount is determined by your business’s financial standing and needs, ensuring a solution that works for you.

• Inventory purchases
• Collection of accounts receivable
• Other short-term working capital needs

Contact us at 800-836-3711 and one of our Commercial Lending Specialists will meet with you to discuss your business's borrowing needs.

Have a specific project or investment in mind that requires extra funding to get off the ground? We’ve got you covered. Capital Bank offers Term Loans tailored to meet your business’s long-term financing needs. Designed for specific purposes, these loans provide the exact funding you need to bring your plans to life and take your business to the next level.

• A set repayment schedule and a specific maturity date, usually within five years of the original loan date
• We can structure a repayment schedule to accommodate your cash flow cycles
• Loan may be secured with many different types of collateral

Contact us at 800-836-3711 and one of our Commercial Lending Specialists will meet with you to discuss your business's borrowing needs.

Leasing business equipment can often be a more cost-effective and flexible solution than buying outright. That’s why Capital Bank offers a Commercial Equipment Leasing Program to help you find the option that works best for your business.

Here’s how it works: Capital Bank holds the title to the equipment while your business makes lease payments over an agreed-upon term. At the end of the lease, you’ll have the option to purchase the equipment. Leasing may also offer potential tax advantages—consult your tax advisor for details.

Contact us at 800-836-3711 to speak with one of our Commercial Lending Specialists. We’ll help you explore the best solutions for your business’s financing needs.

Capital Bank participates in various loan programs for business financing, including but not limited to:

• Pursuit - loans for the construction, renovation, or purchase of real estate or purchase of equipment
• U.S. Small Business Administration (SBA) - a program that provides guarantees for business loans for working capital, equipment purchases, or the construction, renovation, or purchase of real estate

Contact us at 800-836-3711 and one of our Commercial Lending Specialists will meet with you to discuss your business's borrowing needs.