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Line of Credit
Flexible Funds
When you need them
Whether you're managing everyday expenses, balancing cash flow, or preparing for the unexpected, our Line of Credit gives you quick access to funds when you need them.

Linked to your Capital Bank checking account, this short-term credit option ensures convenience and peace of mind.

Benefits

  • Protect Your Checking Account – Automatically covers purchases that exceed your balance with a loan to prevent overdrafts.
  • Easy Access – Use your line of credit with a MasterCard® Debit Card for added convenience.
  • Apply Anytime – No specific reason needed to apply.
  • Financial Flexibility – Use funds now or keep them available for future expenses.


Call a Capital Bank Loan Professional at 800-836-3711 or apply online today!

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© 2026 Capital Bank, a division of Chemung Canal Trust Company, N.A. All rights reserved.
ABA Routing Transit #: 021301115
Toll-free: 800-836-3711

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