Good credit opens the door to financial opportunities. Whether you’re just starting out or rebuilding your credit history, our Credit Builder Loan is designed to help you establish or improve your credit while building savings at the same time.

How it works:

• Borrow any amount between $1,000 and $5,000
• A Loan Specialist will conduct a hard inquiry into your credit rating
• Loan proceeds are securely placed in a Capital Bank Certificate of Deposit (CD)
• Repay the loan in manageable installments, following the provided payment schedule, and watch your credit history improve
• Upon maturity of the CD, you’ll receive the proceeds and also any accrued interest

Don’t wait to establish a good credit history or repair one that’s been damaged. Apply for a Credit-Builder Loan today! Contact a Loan Specialist online or by calling 800-836-3711 for more information.