A CD is a great option for those looking for a secure investment with a higher interest rate than a standard savings account. With a variety of term lengths and guaranteed returns, it's a simple way to put your money to work.

Features

• Minimum deposit for terms under three months is $2,500
• Minimum for terms equal to or greater than three months is $1,000
• Interest rates vary based on the term selected
• Fully insured
• Penalty incurred for withdrawing funds before the term has expired

For current CD rates, check out today’s interest rates or speak with a Capital Bank Savings Specialist today.

Planning for retirement? An IRA savings account helps you prepare for the future with competitive interest rates and tax benefits. Choose from flexible terms that work for your financial goals.

Features

• Minimum deposit to open an IRA account is $1,000. Please note: the minimum deposit for the 18-month variable interest rate account is $100
• Interest rates vary based on the term selected
• Fees could reduce earnings on the accounts
• Tax benefits
• Penalty may be incurred for withdrawing funds before the term has expired

For current IRA rates, check out today’s interest rates or speak with a Capital Bank Savings Specialist today.

Minimum daily balance (amount of principal in the account daily) to obtain the stated annual percentage yield is $1,000, except for the 18-month variable interest rate account, which is $100.

An IRA Money Market Account (IMMA) combines the flexibility of a Money Market Account with the tax advantages of a traditional IRA, helping you grow your retirement savings while keeping your money accessible.

Benefits and Features

• This is an open-end IRA product that allows deposits and withdrawals without a bank penalty
• $100 minimum to open account; minimum balance to earn interest is $1,000. Rates will equal the standard Personal IMMA account rates. Based on Reg. D requirements (may only perform up to 6 withdrawals per month)
• Tax benefits
• Checks not issued with this product
• Deposits can be made at any time

For current IRA Money Market Account rates, check out today’s interest rates or speak with a Capital Bank Savings Specialist today.