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EVERYDAY PLAYS. REAL REWARDS.

SCORE
BIG
With the right
Checking account!
Earn up to
10,500
uChoose Rewards® POINTS

Open a new checking account and free Debit Mastercard® to SCORE BIG on everyday purchases!

Plus:

Women holding phone displaying a Capital debit card. Arrows and X's & O's in background.
10,000
BONUS POINTS
When you enroll in uChoose Rewards®.
500
ADDITIONAL POINTS
After your first qualifying purchase.

If you have questions or need help choosing an account, give us a call at 800-836-3711 to connect with a Banking Specialist today.

FeaturesFree CheckingGlobal CheckingGlobal 1.0Global 2.0BankOn CheckingNow Account
Which Is right for you?A free account, no strings attached!Fee-free access to more than 1 million ATMs worldwide!Student checking designed for teens 13-17 Global checking for young adults ages 18-25 Need to start over? This account is for you! Interest- bearing checking
Minimum Opening Deposit$25$25$1$1$25$1,000
Overdraft or Non-Sufficient Fund Fees YesYesYesYesNoneYes
Minimum Balance Requirement NoneNoneNoneNoneNone$1,000
Monthly Service ChargeNone$10 if requirements not met$1 if requirements not met$10 if requirements not met$5$10 if daily ledger balance is less than $1,000
Free ATM FeesNoYesYesYesNoNo
Earns InterestNoNoNoNoNoYes, if daily ledger balance is $1,000 or more
Apply Today!Open Your AccountOpen Your AccountContact us to open an account today!Open Your AccountContact us to open an account today!Open Your Account

Offer valid through April 30, 2026. First time registration of your Debit Mastercard® in uChoose Rewards® must be completed by April 30, 2026 to receive welcome points offer. A Debit Mastercard® purchase must be made after enrollment and post to your account before April 30, 2026 to earn first qualifying purchase bonus.  Valid only for those not currently enrolled in uChoose Rewards®. Customer can earn 10,500 promotional points maximum. Please allow up to one week for points to appear in the account. To earn the 500 bonus points on the first eligible transaction, the Debit Mastercard® must be used as a “credit” or “signature” transaction. HSA accounts are not eligible.

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