Wire Services

FAST, RELIABLE and

Secure Money Transfers

Need to send money quickly?

Capital Bank’s Wire Transfer Services provide a secure and efficient way to move funds—whether across town or around the world. Whether you’re making a payment, transferring money internationally, or sending funds for a time-sensitive transaction, our wire services ensure your money gets where it needs to go—safely and on time.

Features

Send money electronically to business and personal accounts, in the US or internationally
Same day, fast transfer of funds (domestic transfers)
Trusted method of sending funds - US dollar or foreign currency to many domestic or foreign financial institutions

Wire Services Department Contact Information

Phone: (607) 737-3839
Monday-Friday, 8:30 a.m. to 4:30 p.m.

Or stop by your closest branch.

ABA: 021301115
Chemung Canal Trust Company
One Chemung Canal Plaza
Elmira, NY 14901
Swift Code: CCTRUS31

Fees

Domestic: $25
Foreign: $50
Incoming: $15

IBAN Number

The U.S. does not currently participate in IBAN

Our Banking Specialists are always here to help, should you have questions or need assistance. Contact us today!

Sending & Receiving Wire Transfers

To send a wire, please include:

Beneficiary's full name, address, and account number
Routing number (if domestic)
Swift Code (if foreign) of receiving financial institution
Purpose of the transfer
Additional information may be required for foreign wire transfers
Loan payment: If you'd like to wire funds to pay your loan, please use your loan number as the account number and it will be processed once received

To receive a wire, please include:

CCTC client's full name, address, and account number
Routing number (021301115)
Reference number (if applicable)
If receiving funds into a Chemung Canal/Capital Bank/Canal Bank account, please contact the Wire Services group at 607-737-3839 or Toll Free at (800) 836-3711 for instructions.

Cut Off Times

Incoming Wires

4:20 p.m. on normal business days.

(Anything received after that time will be credited the following business day)

Outgoing Wires

2:30 p.m. on normal business days.

(Anything received after that time will be processed on the following business day)

Caution

Wires cannot be retrieved once sent. Be sure that you know the person you are sending the funds to.
A wire transfer is as good as cash—immediately available and can be withdrawn asap.
Never feel pressed into making a decision or to send money fast—these are common scam tactics.

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