Benefits and Features

• No service charges when $250 minimum balance is maintained
• Minimum $25 to open an account
• Earn competitive interest rates on minimum balance of $250
• Interest compounds quarterly and is credited to your account on the last business day of each quarter
• If you have a checking account with us, you can establish automatic transfers from your regular savings account to your checking account to avoid overdrafts
• Transfers are limited as by law
• This is a variable interest rate account

Save Now. Celebrate Later.

Take the stress out of holiday spending with a Holiday Club Savings Account from Capital Bank. Whether you’re saving for gifts, festive gatherings, or charitable giving, this account helps you set aside money throughout the year—so when the holidays arrive, you’re ready. Start saving today and make your next holiday season even brighter!

• Easy set up
• No minimum deposit required
• No minimum balance
• Grow your account through automatic deposits from a Capital Bank checking or savings account or payroll direct deposit
• Variable interest rate

Start developing healthy savings habits early

It's never too early to start learning financial responsibility. Capital Bank’s Youth Savings Account help your child learn to save and build a strong and healthy financial future. 

• Earn interest on balances as low as $1
• Variable interest rate account
• Fee-free debit card
• Free mobile banking
• Free online banking