Capital Bank VISA® Debit Card

Your key to access ATMs and millions of merchant locations worldwide, anywhere VISA® is accepted, with no annual fee.  Plus, you may enroll in our free rewards program, UChoose Rewards!

UChoose Rewards® Program

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Here’s how it works:

  • Earn 1 point for every $2 each time you use your card and sign for your purchases
  • Earn additional points by shopping at participating retailers in-store or online through
  • Redeem points for millions of items
  • Click here to view an instructional demo video of the UChoose Rewards program

It’s that easy!  The more you shop, the more you earn!  Register for free today, or access your points at

VISA® Zero Liability Program*

  • You are protected against losses resulting from unauthorized use of your card
  • Shop safely online with free account password protection through Verified by Visa

To report a lost or stolen card, please contact us at (800) 836-3711 during normal business hours.  After hours, please contact (800) 472-3272.

*Zero Liability Program through VISA® covers cards issued only in the United States and does not apply to ATM transactions, PIN-based transactions or any other transactions not processed by VISA®. The program does not apply if you are grossly negligent or fraudulent in handling your card or card number. Notify Canal Trust Company immediately of any suspected fraudulent use. See the Cardholder Agreement for more details.

VISA® Platinum Credit Card

Our VISA® Platinum Credit Card Offers Great Benefits!

  • Competitive Rates**
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Travel Accident Insurance
  • Personal service from people you know
  • Online account access

Stop by one of our offices for an application, or click here to apply.

**See the card application’s Important Disclosures for current terms, rates and fees.  Credit cards are subject to credit approval.  Cards are issued by TCM Bank, N.A.

Call 800-836-3711 for a mailed application.
For customer service call 800-883-0131.
To report a lost or stolen card call 866-839-3485.