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Credit & Debit Cards

Capital Bank Debit Card

Your key to access ATMs and millions of merchant locations worldwide with no annual fee. Plus, you may enroll in our free rewards program, uChoose Rewards®!

Benefits

  • No annual fees
  • Earn points on all credit or signature-based transactions with uChoose Rewards®
  • No ATM fees when used at Capital Bank ATMs
  • EMV Chip enabled for added security
  • 24/7 banking convenience

uChoose Rewards® Program

UChoose
Interactive Video Player

Here's how it works:

  • Receive 1,000 bonus points just for enrolling
  • Earn 1 point for every $2 each time you use your card and sign for your purchases
  • Earn additional points by shopping at participating retailers in-store or online through www.uchooserewards.com
  • Redeem points for millions of items
  • Click here to view an instructional demo video of the uChoose Rewards® program

It's that easy! The more you shop, the more you earn! Register for free today, or access your points at www.uchooserewards.com.

To report a lost or stolen card, please contact us at (607) 737-3711 or (800) 836-3711 during normal business hours. After hours, please contact (800) 472-3272.

 

VISA® Platinum Credit Card

Enhanced Security Chip
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Our VISA® Platinum Credit Card Offers Great Benefits!

  • 0% intro APR* on purchases and balance transfers for 12 months**
  • Competitive Rates**
  • Mobile Pay
  • Fraud Monitoring and Zero Fraud Liability
  • Chip Card Security
  • Earn one point for every net dollar you spend
  • Points redeemable for merchandise, rental cars, cruises and airline travel
  • Travel accident insurance**
  • Personal service from people you know
  • Online account access

Apply Now!

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card's application. Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

Call 607-737-3711 or 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.

VISA® Cash Rewards Platinum Credit Card

Our VISA® Cash Rewards Platinum Credit Card Offers Great Benefits!

  • 0% intro APR* on purchases and balance transfers for 12 months**
  • Competitive Rates**
  • Fraud Monitoring and Zero Fraud Liability
  • Chip Card Security
  • Earn 1% Cash Back on all purchases
  • Travel accident insurance**
  • Personal service from people you know
  • Online account access

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card's application. Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

Call 607-737-3711 or 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.