Capital Bank Debit Card

Your key to access ATMs and millions of merchant locations worldwide with no annual fee.  Plus, you may enroll in our free rewards program, UChoose Rewards!

UChoose Rewards® Program

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Here’s how it works:

  • Earn 1 point for every $2 each time you use your card and sign for your purchases
  • Earn additional points by shopping at participating retailers in-store or online through
  • Redeem points for millions of items
  • Click here to view an instructional demo video of the UChoose Rewards program

It’s that easy!  The more you shop, the more you earn!  Register for free today, or access your points at

To report a lost or stolen card, please contact us at (800) 836-3711 during normal business hours.  After hours, please contact (800) 472-3272.

VISA® Platinum Credit Card

Our VISA® Platinum Credit Card Offers Great Benefits!

  • Competitive Rates**
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Travel Accident Insurance
  • Personal service from people you know
  • Online account access

Stop by one of our offices for an application, or click here to apply.

**See the card application’s Important Disclosures for current terms, rates and fees. Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

Call 800-836-3711 for a mailed application.
For customer service call 800-883-0131.
To report a lost or stolen card call 866-839-3485.