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Business Savings
Smart Saving Solutions
Built for Where You Are and Where You’re Headed.
At Capital Bank, we understand that every business has unique savings goals. Whether you’re focused on building liquidity, managing risk, or achieving specific investment objectives, your financial needs depend on where your business is today and where you want to go tomorrow.

That’s why we offer a variety of savings options designed to align with your goals. From flexible savings accounts to fixed-term investments, we’ll help you find the right solution to take you where you want to go.

Our Business Banking Specialists are ready to guide you every step of the way. Call us at 800-836-3711 or fill out our Contact form to get started. Let’s work together to turn your goals into results!

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A flexible savings option with a variable interest rate and a lower minimum deposit requirement.

  • Provides interest income on excess funds
  • Includes a complete record of transactions with your monthly statement
  • Maintenance fee each month, if the daily ledger balance is less than $250
  • Minimum $25 deposit to open
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Designed for businesses that want a secure, fixed-rate return on their savings.

  • Short- and long-term certificates available
  • Minimum penalty for any early withdrawal is $35.00
  • Minimum $1,000 deposit to open
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Enjoy the best of both worlds with accounts that combine the benefits of savings and checking.

Insured Money Market Account

  • Minimum Deposit of $1,000 ($15 service charge applied if balance falls below this amount)
  • Write up to six (6) checks per calendar month free of charge ($3 charge for additional checks)
  • Unlimited withdrawals if made in person at one of our ATMs, or by direct charge to pay Capital Bank loan.
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This account provides you with higher Money Market interest rates.

  • Minimum Deposit of $25,000 ($15 service charge applied if balance falls below this amount)
  •  Write up to six (6) checks per calendar month free of charge ($3 charge for additional checks)
  • Unlimited withdrawals if made in person at one of our ATMs, or by direct charge to pay Capital Bank loan.
Effortless Money Management
Business
Checking

Business checking accounts designed to keep you moving forward.

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Streamline sales and payments with an all-in-one POS system.

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ABA Routing Transit #: 021301115
Toll-free: 800-836-3711

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