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Business Checking

FINANCIAL SOLUTIONS BUILT FOR WHERE YOU ARE —
And Where You Are Going.
At Capital Bank, we understand that every business is different. From unique goals to evolving challenges, your financial needs are unlike anyone else’s. That’s why we offer financial tools tailored to meet you exactly where you are today.

Whether you’re starting a brand-new venture or managing an established business, you deserve a checking account that works as hard as you do. Want to earn interest on extra funds? No problem. Prefer an account with a low minimum balance? We’ve got you covered. Capital Bank provides a variety of business checking options designed to keep you focused on what matters most—growing your business.

Our Business Banking Specialists are ready to help you find the perfect account. Plus, explore a wide range of additional business banking solutions, including online banking, financing options, and more. Call us today at 800-836-3711 or reach out to take the next step. Together, we’ll help your business thrive.

Business Checking Accounts
That Work
FeaturesBusiness
Checking
Premier
Business
Analyzed
Business
Zero
Balance
Now
Account
Best for...Small businesses with relatively low account activityBusinesses with larger balances and higher transaction volumesBusinesses with high volumes of monthly transactions who may benefit from the suite of treasury management servicesBusinesses that maintain a general operating account and separate accounts for payroll, petty cash or other needsMunicipals and non-profits who would like to earn interest on entire available balance, and need check-writing privileges
Minimum Opening Deposit$25$25$25$25$1,000
How to Waive Your Monthly Service Charge$1,000 minimum balance$10,000 minimum balanceNoneNone$1,000 minimum balance
Monthly Service ChargeIf balance requirements not met: $10.00 with e-Statements; $15.00 without e-StatementsIf balance requirements not met: $15.00 with e-Statements; $20.00 without e-Statements$20$30$10 if balance requirements not met
Earnings AllowanceNoNoYes; Based on average available daily balanceNoVariable interest rate that is tiered based on the amount in the account
Number of Free Transactions*100, then $0.35 per transaction; A cash processing fee of $0.25 per $100.00 in cash after $5,000 applies500, then $0.35 per transaction; A cash processing fee of $0.25 per $100.00 in cash after $25,000 applies Please refer to our fee schedule None200, then $0.35 per transaction

*Transactions include checks paid and deposited, deposit tickets and electronic transactions.

ONLINE & MOBILE BANKING
Business
Banker

Stay connected and in control of your business accounts—easily and securely, anytime, anywhere.

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Check & ACH Positive Pay
Fraud
Protection

A smart, secure way to protect your business from check and ACH fraud.

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