Skip to Content


SONYMA Mortgages

Apply Now

Capital Bank offers SONYMA Mortgages to assist those who are looking to purchase their first home. The State of New York Mortgage Agency (SONYMA) offers mortgage programs to assist you with the purchase of a home in New York state. Each program features a competitive interest rate, low down payment requirements, and down payment assistance. Each of these features are designed to make your home purchase more affordable. Other features include:

  • First-Time Homebuyers (some exceptions may apply)
  • Low down payments for 1-2 Units
  • Income limits apply

Try our Monthly Mortgage Calculator. For more information, click here.