Bi-Weekly Fixed-Rate Mortgages

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A bi-weekly mortgage can save you a considerable amount of money over a conventional monthly mortgage and we are the first bank in the area to offer them.

The theory is simple: you pay one-half of your mortgage payment every two weeks, instead of making a full payment each month. This means that you make 26 bi-weekly payments each year rather than 12 monthly payments.

You will pay less interest over the life of the loan since the loan is paid off several years sooner as compared with a monthly mortgage.

We require the payments to be automatically deducted from a Capital Bank checking or savings account. You benefit by knowing your loan is always being paid on time.

Try our Biweekly vs. Monthly Mortgage Calculator to see how much your payment may be and how much interest you could save. If you are interested in refinancing your current loan, try our Refinance Comparison Calculator.

We offer a variety of terms and a low downpayment. Our closing costs and rates are also very competitive.

For more information please call us at (518) 435-8980 and ask to speak to a Mortgage Specialist.