Free Checking


When we say free, we mean free!

Many banks offer free checking, yet almost all of them attach “strings.” Not here. Our free checking account is absolutely free, and offers additional benefits you’re not likely to find elsewhere, including free online bill payment.

Other features

  • Free Capital Bank Debit Card
  • UChoose Rewards
  • No maintenance or per-check fees
  • No direct deposit or minimum balance requirement
  • Minimum $25 to open the account
  • Monthly statements, eStatements are available
  • Automatic transfers to savings, IRAs, loan payments, etc.
  • Web Banking, Bill Pay and Mobile Banking, and 24-hour telephone banking