Large-scale data breaches are becoming more common, making identity theft protection more important than ever. Here’s how you can safeguard your personal information:
Monitor Your Credit Reports.
Check your credit report regularly at AnnualCreditReport.com or call 1-877-322-8228.
Federal law entitles you to one free credit report per year from Experian, Equifax, and TransUnion.
Review your report for suspicious accounts or activity you don’t recognize.
Report Identity Theft Immediately.
If you believe you’ve been targeted, visit ftc.gov/idtheft for step-by-step guidance.
Contact the credit bureaus to freeze your credit, preventing unauthorized accounts from being opened in your name.
Monitor your existing bank and credit card accounts for fraudulent charges, even if you have a credit freeze in place.
Watch Out for Phising Scams.
Never share personal information (credit card numbers, Social Security numbers, passwords) via email or text.
Legitimate companies will never ask for sensitive data through email or text messages.
If you receive a suspicious message, delete it immediately and do not click on any links.
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