Our Consultants

Marci L. Cartwright

Marci L. Cartwright joined Chemung Canal Trust Company in 2011 as Vice President, Business Development Officer for our Wealth Management Group. In December 2017, she accepted the position of Program Manager for CFS Group, Inc. Marci has been in the financial services business for 30 years having previously worked for HSBC Bank USA as a Vice President/Senior Premier Relationship Manager.

Marci has a BS in environmental health from SUNY Cortland. She is President of the Board of Directors of the Chemung County Humane Society and SPCA. Marci’s office is located on the first floor at the Main Office in Elmira, NY.

Sabrina Chilson

Sabrina Chilson has been in the financial services field since 2007 with a specialized focus on retirement accounts. She earned her Bachelor of Science degree in Business Administration from Elmira College and is currently studying for her CFP® certification.

Sabrina has been a lifelong resident of the Southern Tier. She spends her free time volunteering for Tanglewood Nature Center and training with Kota, her Border Collie, in the sport Agility.

Sabrina’s registrations are held with LPL Financial. She is located at the Elmira Heights office and covers western Chemung County and Steuben County locations.

John Coulombe

John Coulombe has been in the financial services field since 2010, having previously worked at AXA Advisors in Orlando, Florida, and Morgan Stanley in Ithaca, New York. He joined CFS Group, Inc., as a financial consultant in 2018.

John is originally from Ithaca and still resides in the area. He is on the board for Tompkins Connect, a young professional networking organization. John recently joined the Greater Binghamton Chamber of Commerce and is looking forward to expanding his involvement in the Tioga and Broome County areas.

John’s registrations are held with LPL Financial. He is located at the Owego Office and covers our Broome and Tioga County locations.

Justin Faulkner

Justin has been a financial consultant since 2013 and with CFS Group, Inc., since 2015. Justin focuses on working with individuals to tailor their investments for all stages of one’s life.

Justin earned his Bachelor of Science from Cornell’s School of Hotel Administration with a minor in Real Estate. He enlisted into the U.S. Air Force in 2001, serving six years before being honorably discharged as a Staff Sergeant. Justin was born in Elmira and currently resides in Southport.

Justin’s registrations are held with LPL Financial. He is located at the Main Office and covers our eastern Chemung, Bradford, Tompkins and Cortland County locations.

Michael Riley

Michael is a Financial Consultant who provides office support for CFS Group, Inc. He has been in the investment industry since 1997. Michael earned his two-year degree from Elmira Business Institute in Business Administration and Accounting. He is a lifelong resident of Elmira and an avid reader.

Michael’s registrations are held with LPL Financial. He is located on the first floor at the Main Office in Elmira, NY.