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Business Checking

Simple Business

Are you looking for an account that is just right for your small business? Our Simple Business Checking Account is for you!


  • *300 free transactions per month, $0.35 per transaction over 300
  • A minimum average available balance of $500 is required to avoid a maintenance fee
  • Accounts with monthly average available balances below $500, are subject to a maintenance fee. If the account is enrolled in eStatements, an $8 maintenance fee will be charged. If the account is not enrolled in eStatements, a $12 maintenance fee will be charged.
  • Minimum deposit to open is $25.00

*The 300 item allowance includes checks paid, checks deposited, and electronic debits.

Account Deposit Solutions

If your business hours make it difficult to reach one of our offices, we have deposit solutions that may help you.

  • With the use of a check scanner and your computer, Remote Deposit Capture will allow you to process your check deposits electronically right from your office to Capital Bank. Extended hours will provide you with additional time for same-day deposit processing.
  • Our Night Deposit service offers you a safe, secure way to ensure your money is in the bank. We can open your night deposit and fully process your deposit, or we can hold your bag until your authorized representative comes into the office to process the deposit.