About Capital Bank

Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region.  Over the last fifteen years, the forecast of the founders came to fruition, as Capital Bank continued to grow and expand.  On October 15, 2010, it was announced that Capital Bank would soon be joining forces with a bank in the Southern Tier of New York State, Chemung Canal Trust Company.  The new Capital Bank opened on April 11, 2011, and began with its new service promise:  CapitalCare.

CapitalCare is a pledge from every one of us at Capital Bank to do everything within our power to make your business with us as helpful, friendly, prompt and courteous as possible.

  • Your phone call will be returned in no more than one business day
  • If you need to meet after hours, or on weekends, we’ll do it
  • You’ll receive fast answers on loan applications
  • You’ll receive knowledgeable help with no “hard sell” approach

We are committed to treating our clients with the utmost courtesy and respect. We want to make your banking experience a pleasure instead of an errand.  That’s CapitalCare.

Combined FDIC Insurance Info

Updated FDIC Insurance Info

Who is Chemung Canal Trust Company?

Chemung Canal Trust Company is a full-service community bank headquartered in Elmira, New York, with assets of $1 billion, and features a full-service wealth management operation with nearly $1.6 billion in assets under management or administration. In 2008, Chemung Canal celebrated its 175th anniversary.

Chemung Canal Trust Company has offices in Broome, Cayuga, Chemung, Cortland, Schuyler,  Seneca, Steuben, Tioga and Tompkins counties in New York, and Bradford County in Pennsylvania.  We have full-service wealth management operations in downtown Elmira and downtown Binghamton.

We feature an extensive menu of products and services to get the job done. More importantly, our 375 employees provide customer service that is designed to develop long-term relationships.

Chemung Canal Trust Company is a wholly owned subsidiary of Chemung Financial Corporation, a publicly owned company. Chemung Financial is traded in the over-the-counter market under the CHMG.OB ticker symbol. Click here to visit our website.