| CAPITAL BANK & TRUST COMPANY LEGAL DISCLAIMER & VISITOR AGREEMENT
BY ACCESSING AND MAKING USE OF THIS WEB SITE AND ITS ONLINE SERVICES,
YOU CONSENT TO AND AGREE TO ABIDE BY ALL OF THE TERMS OF THE FOREGOING
VISITOR AGREEMENT. YOU ARE ADVISED TO READ IT FULLY AND CAREFULLY.
Welcome to capitalbank.com, a resource providing information regarding
the services offered by Capital Bank & Trust Company, the financial
institution ("The Bank") represented by this Web site.
General Provisions
The material which appears on this Web site is intended for informational
purposes only. The Bank will make every reasonable effort to provide
accurate information on this Web site, but errors in that information
sometimes do occur. Before relying on or making use of any information
appearing on this Web site, or purchasing any product, goods or services
which you may have read about on this Web site, you must use the same
good judgment and common sense which you should exercise in using or
relying upon information, including, but not limited to, independently
verifying any information which you may have obtained through this
Web site which is of importance to you in making your decision, prior
to conducting your business.
If you believe any material which, you may find on this Web site to
be inaccurate, please notify us by forwarding a copy of such material,
together with explanation of the reasons you believe it to be inaccurate,
to us at the place indicated at the end of this Agreement.
Links to Other Web sites
This Web site may contain links to other sites that are not operated
by The Bank and which, are provided only for your convenience. The Bank
has no control over, nor any responsibility for, the operation or content
of such sites, and does not endorse such sites or the material appearing
on them, or have any association with the operators of such sites.
Use of this Web site
This Web site is made available to you for your personal, non-commercial
use only. All materials on this Web site, including the information,
the programming, graphics, layouts, and other materials, are property
of Capital Bank & Trust Company, and are protected by United States
copyright laws, international conventions and other copyright, trademark
and similar laws. Unless specifically permitted by this Agreement, you
may not reproduce, distribute, publish, transmit, or otherwise exploit
or make commercial use of any of the materials on this Web site. You
may display and print a single copy of any page on this Web site for
your own personal and non commercial use, but you may not reproduce
or publish any material appearing on this Web site, or store or distribute
copies of any significant part of such materials in any form or manner,
including electronic means, without the prior written consent of the
owner of the material, unless you have first obtained written permission
to do so.
Links to this Web site
You may establish a hypertext link to this Web site on the condition
that such link does not state, either expressly or by implication, any
endorsement or sponsorship of you, your site, or your business or company,
by Capital Bank & Trust Company, or by this Web site. You may not,
however, frame any of the content of this Web site nor may you incorporate
into any other site or service any trademarks, service marks, copyrighted
material, or other intellectual property of Capital Bank & Trust
Company, unless you have first obtained the written permission of the
owner of such copyrighted material or intellectual property.
Notice of Intellectual Property Rights
CapitalBank.com, Capital Bank & Trust Company, the Web site logo
and the Capital Bank & Trust Company logo are registered trademarks,
service marks, and/or trade names of Capital Bank & Trust Company.
Other trademarks, service marks, and trade names and the names of other
products or services which may appear on this Web site are registered
trademarks, service marks, and/or trade names of their respective owners.
You may not make any use of any trademark, service mark, or trade name
appearing on this Web site unless you have first obtained the written
consent of the owner of such trademark, service mark, or trade name.
Limitation of Liability and Disclaimer
IF YOU, AS A USER OF THIS WEB SITE AND ITS BANKING SERVICES, CHOOSE
TO RELY UPON THIS SERVICE, OR ANY OF THE MATERIAL OBTAINED BY YOU FROM
OR THROUGH THIS SERVICE YOU DO SO AT YOUR OWN RISK. NEITHER THE BANK,
NOR ITS LICENSORS AGENTS, AFFILIATES, OR EMPLOYEES CAN, NOR DO THEY,
WARRANT THE ACCURACY COMPLETENESS, MERCHANTABILITY, OR FITNESS FOR A
PARTICULAR PURPOSE, OF ANY OF THE INFORMATION AVAILABLE THROUGH THIS
WEB SITE AND THE BANK, OR ANY INFORMATION, GOODS OR SERVICES THAT APPEAR
ON, OR ARE SOLD THROUGH, THIS SERVICE, NOR DO ANY OF THEM WARRANT OR
GUARANTEE THAT THIS SERVICE WILL BE ERROR FREE, OR CONTINUOUSLY AVAILABLE,
OR THAT THIS WEB SITE AND ITS ONLINE SERVICES WILL BE FREE OF ANY COMPUTER
VIRUSES OR OTHER SUCH HARMFUL COMPONENTS. IN USING THIS WEB SITE AND
ITS ONLINE SERVICES, YOU UNDERSTAND THAT DELAYS, INTERRUPTIONS, INACCURACIES,
OMISSIONS AND OTHER PROBLEMS MAY OCCUR OR EXIST WITH RESPECT TO THE
INFORMATION, PRODUCTS, AND/OR SERVICES PROVIDED BY OR THROUGH THIS WEB
SITE.
NEITHER THE BANK, NOR ANY OF ITS RESPECTIVE AGENTS, EMPLOYEES, AFFILIATES,
OR LICENSORS SHALL BE LIABLE TO YOU, OR TO ANY OTHER PERSON, FOR ANY
CONSEQUENTIAL DAMAGES, OR ANY SPECIAL DAMAGES, OR ANY INDIRECT, PUNITIVE,
EXEMPLARY, OR OTHER DAMAGES, OF ANY KIND, NATURE, OR DESCRIPTION, INCLUDING,
WITHOUT LIMITATION, ANY CLAIM OF LOSS OF REVENUES, LOSS OF PROFITS,
LOSS OF BUSINESS, OR LOSS OF DATA, EVEN IF THE BANK IS INFORMED IN ADVANCE
OF THE POSSIBILITY OF THE OCCURRENCE OF SUCH LOSSES OR DAMAGES. BY MAKING
USE OF THIS WEB SITE, YOU AGREE THAT THE LIABILITY OF THE BANK, IF ANY,
ON ACCOUNT OF ANY LEGAL CLAIM ARISING OUT OF, OR IN CONNECTION WITH,
OR IN ANY MANNER RELATED TO, THIS WEB SITE AND ITS ONLINE SERVICES,
SHALL NOT EXCEED THE AMOUNT, IF ANY, WHICH YOU MAY HAVE PAID FOR ACCESS
TO AND USE OF THIS WEB SITE AND ITS ONLINE SERVICES. (IF NOT PERMITTED
BY APPLICABLE STATE LAW, IT IS POSSIBLE THAT SUCH EXCLUSION OF, OR LIMITATION
OF LIABILITY FOR, CONSEQUENTIAL DAMAGES MAY NOT APPLY TO YOU.)
Applicable Law and Limitation of Jurisdiction
This Visitor Agreement has been made in the State of New York, and shall
be construed in accord with the applicable laws of the State of New
York. By making use of this Web site and its Online Services, you consent
to the exclusive jurisdiction and venue of the state and federal courts
in the jurisdiction where The Bank is located, as indicated at the end
of this Agreement, over all disputes, actions and/or proceedings arising
out of, or in connection with, your access to and use of this Web site
and its Online Services or arising out of, or in connection with, this
Visitor Agreement.
Changes to Agreement
The terms of this Visitor Agreement may be modified or changed from
time to time. By using, or continuing to use, this service following
any such modification, you agree to be bound by the terms of this Agreement
as so modified. Also, The Bank may change, restrict access to, suspend,
or discontinue this service, or any portion of it, at any time, without
prior notice.
Notices or Communications to Us
Any notices or communications to us concerning this Web site or its
contents, or any provision of this Agreement, must be made to us in
writing or by E-mail at the following address:
Capital Bank & Trust Company
1375 Washington Avenue
Albany, NY 12206
By Fax: (518) 434-1242
By E-mail: info@capitalbank.com |
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