Debit & Credit Cards

Capital Bank VISA® Debit Card

Your key to access ATMs and millions of merchant locations worldwide, anywhere VISA® is accepted, with no annual fee.

VISA® Extras Rewards Program

• Earn points toward great rewards by making qualifying purchases*
• Click here to view the rewards catalog

VISA® Zero Liability Program**

• You are protected against losses resulting from unauthorized use of your card

• Shop safely online with free account password protection through Verified by Visa

To report a lost or stolen card, please contact us at (800) 836-3711 or (607) 737-3711 or during normal business hours. After hours, please contact (800) 500-1044.

*Points will be earned on any non PIN-based transaction.

**Zero Liability Program through VISA® covers cards issued only in the United States and does not apply to ATM transactions, PIN-based transactions or any other transactions not processed by VISA®. The program does not apply if you are grossly negligent or fraudulent in handling your card or card number. Notify Capital Bank immediately of any suspected fraudulent use. See the Cardholder Agreement for more details.

VISA® Platinum Credit Card

It's the right card at the right interest rate. Right now. VISA® Platinum also includes:

• On-line account access
• No annual fee
• Low variable interest rates
• $1,000,000 travel insurance
• Lost luggage assistance
• Emergency ticket replacement
• Emergency medical and legal referrals
• Emergency cash and card replacement
• Auto rental insurance
• Travel information
• Extended warranty protection on purchases made with the card
  

Call 800-836-3711 or 607-737-3711 for a mailed application.
For customer service call 800-883-0131. To report a lost or stolen card call 800-325-3678.